Running a business comes with its fair share of risks, and while the structure of your business—like an LLC or corporation—can offer some protection for your personal assets, it has its limits. That’s where commercial insurance steps in, bridging the gap to ensure your business is fully protected from unexpected events.
While your business structure provides some liability protection, commercial insurance covers a broader range of risks, ensuring your business can withstand financial shocks from accidents, natural disasters, or lawsuits. This notwithstanding, the federal government requires every business with employees to have workers’ compensation insurance and disability insurance.
As your business expands, your insurance needs will evolve.
At IAJA Insurance Agency LLC, we understand the challenges of running a business in New York. Our range of commercial insurance products is designed to protect your investment and keep your business running smoothly. Here’s how we can help:
Protects your business from financial loss due to bodily injury, property damage, medical expenses, libel, slander, lawsuits, and settlement bonds or judgments.
- Workers’ Compensation
Provides cash benefits and medical care for employees who are injured or become ill due to their job. This is a federal requirement for businesses with employees.
- Disability Insurance
Offers partial income replacement for employees who are unable to work due to non-work-related illness or disability. This ensures that your team is taken care of, even in difficult times.
Like us, an insurance agency in South Richmond Hill, New York, can safeguard your business from unforeseen costs that can arise while operating. Our insurance products can protect both your personal and business assets, providing a safety net against the unexpected.
If you need personal lines insurance in Queens, New York, we can help you find the coverage that makes sense for you and your family. Our experienced team will guide you through the process, ensuring you have the protection you need for peace of mind. Don’t wait—call us now to get started and secure your future!
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